Merchant Cash Advance

With business funding from £5,000 to £500,000 in just a few days, our new Merchant Cash Advance is the flexible alternative to a traditional bank loan.

Only pay back when you get paid

The best thing about a merchant cash advance is it put’s you in control of your finances! Instead of repaying at a fixed rate as you would with a traditional loan, we automatically debit future card transactions at a small percentage which is agreed with yourself prior to securing the loan.

This amount is typically between 10-20% of each card purchase which means it is typically repaid in 12 months. This protects your business from financial risk, meaning if you don’t do as much trade one month you don’t pay as much towards your cash advance.

Repayment Example



If you want to find out more about our extremely popular merchant cash advance, please check out our frequently asked questions below.

The best way to obtain finance for your business if you have bad credit is with a merchant cash advance! Our partnership with your acquiring bank means we can automatically debit repayments from each card transaction, which means you can get funded even if you have a poor credit profile.

Answer: Friday, October 12th, 2018 at 4:30 pm

Absolutely yes, we work with all leading merchant account providers to offer this service to all UK businesses which accept credit and debit card payments. We also offer free no obligation quotation which won't leave a mark on your credit profile for your peace of mind.

Answer: Friday, October 12th, 2018 at 4:40 pm

The merchant cash advance is usually repaid within 9-12 months which means you can unlock a substantial amount of equity and have it repaid quickly and easily. The best thing about the merchant cash advance from Advanced Chip and Pin is the flexible way we collect repayments which leaves our clients smiling.

Answer: Friday, October 12th, 2018 at 16:51 pm

Typically the merchant cash advance can take up-to 5 working days to process after collecting required information and documentation. If you are using WorldPay or FirstData for your debit and credit card processing we can have the funds transferred to you with in 24 hours.

Answer: Friday, October 12th, 2018 at 4:56 pm

Would you like to save money on your trasaction rates by joining Advanced Chip and Pin?


Merchant Cash Advance

Business Information